Who Is Responsible for Arranging a Funeral?
When someone dies, it can be difficult to know what to do next. Alongside the emotional impact of a loss, families are often faced with practical questions — one of the most common being: who is actually responsible for arranging the funeral?
At F P Gaunts & Sons, we’ve supported families through this process for generations, and we understand how overwhelming it can feel. This guide explains who usually takes responsibility and what options are available, so you don’t feel you have to navigate it alone.
Who Usually Arranges a Funeral?
In most cases, the responsibility for arranging a funeral falls to the next of kin. This is typically the closest living relative, such as:
- A spouse or civil partner
- An adult child
- A parent
- A sibling
- Another close relative
If there is no immediate family, a close friend may take on this role instead.
The person arranging the funeral is responsible for making decisions such as burial or cremation, the type of service, and working with the funeral director to ensure everything runs smoothly.
What If There Is a Will?
If the deceased left a will, it may include their wishes for the funeral. While funeral wishes in a will are not legally binding, they are usually followed wherever possible.
The executor of the will may also take responsibility for organising the funeral, especially if this was discussed in advance. However, the executor and the next of kin are often the same person.
It’s worth noting that funerals often take place before a will is formally read, so clear communication between family members is important.
What Happens If There Is No Family?
If someone passes away with no known next of kin or friends able to arrange the funeral, responsibility may fall to the local authority or hospital trust. This is sometimes referred to as a public health funeral.
These funerals are usually simple and dignified, but families or friends who later come forward may still be able to attend or take over arrangements in some cases.
Who Pays for the Funeral?
The person arranging the funeral is not automatically responsible for paying for it personally.
Funeral costs are usually paid from:
- The deceased’s estate
- A pre-paid funeral plan
- Insurance or savings
If funds are not immediately available, funeral directors can often advise on options and support available, including government assistance where applicable.
Can Funeral Plans Make This Easier?
Many people choose to take out a pre-paid funeral plan to ease the burden on their loved ones. These plans clearly set out the individual’s wishes and cover many of the costs in advance, making arrangements simpler at an already difficult time.
If a funeral plan is in place, the named person on the plan can contact the funeral director directly to begin arrangements.
You Don’t Have to Do This Alone
Even though one person may be responsible for arranging the funeral, it doesn’t mean they have to make every decision by themselves.
At F P Gaunts & Sons, we are here to guide you gently through each step — explaining options clearly, handling practical arrangements, and giving you the space and support you need to make choices at your own pace.
If you’re unsure where to start or simply need reassurance, we’re always here to help.
